Real Estate

When selecting an attorney to represent you in a real estate transaction it is important to select someone who is not only experienced in real estate transactions and real estate law, but your attorney should have familiarity with real estate customs of the local real estate bar as well as the proper role of the attorney, realtor and lender, home inspector and title insurance company in your particular transaction. This knowledge can only come from experience. Attorney Rubino has practiced in the area of Connecticut real estate law and transactions for 36 years and plays a “hands on” role in every transaction he handles. It is also critical that your real estate lawyer have an experienced support staff who assist in the transaction.. It is also critical that your attorney understands the importance of the municipal building department in a successful real estate transaction as well as the several Connecticut and federal disclosure requirements which apply to your transaction. There is no “simple” real estate transaction. Every real estate transaction presents a unique set of circumstances which must be addressed competently by an attorney experienced in real estate. Attorney Rubino represents clients in all types of real estate transactions, including sales, purchases, mortgage refinancing, commercial leases and development. He is assisted by highly experienced and detail oriented paralegals who play a vital role in helping him handle your transaction in a professional and cost effective manner. When your real estate transaction is being handled by Attorney Rubino you will be represented in a competent professional in a responsive manner with attention to detail. Attorney Rubino and his experienced and talented staff will always give your important real estate transaction their personal attention. Specifically, he assists clients in the following types of real estate legal matters:

• Residential Real Estate Purchase Transactions. Purchasing a home, whether it is a single family home, condominium or co-op apartment is an exciting and hopeful time for the buyer, but it is also a stressful time fraught with financial risks which are not readily apparent to someone without legal training and experience in residential real estate transactions. It is important for a home buyer, especially a first time home buyer, to choose an attorney who will give personal attention to the purchase at every stage of the transaction. Attorney Rubino has represented residential real estate purchasers for the past 36 years and attends to every detail of the purchase including the negotiation of the contract, interfacing with the realtor and mortgage lender, reviewing the title search, acquiring title insurance, reviewing proposed closing and mortgage documents, dealing with in-ground oil tank issues and other environmental issues, reviewing disclosures relating to property condition, the presence of lead paint and the presence of mold, preparation of the closing statement, negotiation of the closing adjustments, securing the mortgage funds, representation at the closing, recording the closing documents and securing releases of the seller’s mortgage. When attorney Rubino represents you in a residential real estate transaction you will have the advantages of the involvement of an attorney with 36 years of experience in residential real estate transactions.
• Commercial Real Estate Purchase and Sale Transactions. The purchase or sale of commercial real estate, whether it is an office building, retail building, multi-family residential building or industrial land or building, is a complex transaction which presents many issues which requires an attorney experienced in commercial real estate transactions. It is important to have an experienced attorney who will devote the time and attention to your transaction in order to insure your transaction is successful. Attorney Rubino has represented commercial real estate purchasers and sellers for 36 years and gives personal attention to these transactions at every stage including contract negotiations, working with the realtor and mortgage lender, review of zoning requirements and relevant local ordinances, review of the title report, analysis of restrictive covenants, reviewing current leases and tenant estoppel certificates , ordering title insurance, drafting proposed closing documents reviewing bank mortgage documents, negotiating terms with the bank, ordering environmental testing, contamination remediation and other environmental issues, review of the engineering report, analysis of municipal tax assessment, preparation of the closing statement, negotiation of the closing adjustments, securing funds from the commercial lender, representation at the closing, recording the closing documents and securing releases of the seller’s mortgage and other encumbrances on title. When Attorney Rubino represents you in a commercial real estate transaction you will have the advantages of the involvement of an attorney with 36 years of experience in commercial real estate transactions.
• Condominium declarations and by- laws
• Residential mortgage refinancing
• Commercial mortgage refinancing
• Construction loans
• Easements and restrictions
• Financing transactions
• Foreclosures and work-outs
• Land use planning/development and regulation
• Planning and Zoning Board Approvals
• Real Estate Subdivisions
• Boundary disputes
• Real estate tax appeals
• Real estate litigation
• Real estate partition litigation
• Mortgage foreclosures
• Condominium Common Charge Foreclosures
• Eminent domain
• Adverse possession
• Prescriptive easements
• Real estate title insurance